Newman Crane & Associates Insurance Distributors Insurance for Central & Orlando Businesses

If you own a business in Central Florida that sells or distributes goods originally produced by another company, you’re automatically presented with certain unique exposures. In order to properly protect your business, it’s important to determine your particular needs and risks. For example:

Transportation:

  • As goods move in and out of your facility, who is responsible for them?
  • If you use contract or common carriers, what are their responsibilities and obligations?
  • What is the protocol for loss of goods in transit if you cannot collect from the responsible party?

Variable Inventories:

Inventories rarely remain stable. During peak seasons you may be required to store more goods, while off-season you may need to store less. What is the best way to set up your insurance to ensure an adequate but not excessive amount of coverage?

Vendors Liability:

In some cases, your customer may ask to be named as an insured on your policy, while in other instances you may wish to be named on a vendor’s policy.

Product Change or Modification:

During the course of operating your business, you may alter a manufactured product in a way that increases or decreases your risk exposure. How do you find a flexible policy that can increase or decrease coverage while remaining in step with your risk profile?

Let the experts at Newman Crane & Associates review these issues and many more to ensure that your insurance program is ready to respond in the event of a loss. Our five decades of experience and access to leading companies allow us to put into a place a comprehensive insurance plan at competitive rates.

Our Distributors insurance program can be designed to include the following coverages: General Liability, Product Liability, Building and Business Personal Property, Property in Transit, Equipment Breakdown, Business Interruption including Off-Premises Utility Services, Crime, Employment Practices Liability, Cyber Liability, and Workers’ Compensation.