As mentioned in our previous post, hurricane season is well under way. Because East Coasters have come to experience firsthand the devastating effects of these storms, it is imperative your Orlando Commercial Insurance is in effect and up to date. Now that we’ve discussed how to properly prepare your home for these powerful squalls, we will recommend a few ways to secure your business, as well. Following these simple guidelines can help prevent and manage potential damage to your biggest investment: your business.
- Develop a Plan- Go through evacuation steps yearly with all employees so as not to forget how to execute your plan. Keep water, a battery operated radio, first aid kits, flashlights, and other emergency equipment stored at all times. By putting all the essential items on a preparedness checklist, it will be easier to manage and less likely you will forget something. Communicate with family so a centralized location and plan is agreed upon prior to disaster striking.
- Protect Important Documents- Keep all insurance documentation, bank statements, employee information, and tax information in a safe place- preferably on higher ground. It is also recommended that you store these specific items in waterproof containers and seal them to avoid destruction in the event of a hurricane.
- Protect Property- Commercial grade plywood will better protect doors that might otherwise break and expose your property. Ready.gov reminds you that duct tape does not prevent a window from breaking but rather applying shutters and impact-resisting glaze to your windows is the best method of protection. Don’t forget to sandbag the storefront to deter flooding and anchor any heavy furniture. Having your property assessed before the hurricane season starts is also a great idea. This way any leaky pipes, weak reinforcements or roofs can be fixed ahead of time. Lastly, documenting your assets with photographs makes filing an insurance claim run a lot smoother if necessary.
At Newman Crane, we understand the inherent risks involved with operating a business in hurricane susceptible areas. However, we strive to provide the best quality insurance solutions to protect your most valuable assets and your peace of mind. For more information about our offerings, including Florida Commercial Umbrella Insurance, contact one of our specialists today at (407) 859-3691.